Aetna senior products give comprehensive coverage so you are able to be ready for anything. You will be able to increase your health insurance coverage, purchase life insurance, and supplement your Medicare. While you should also compare free offers from some companies to make sure you are getting the best deal, Aetna can be a good choice for seniors looking for all-around protection.
Medicare Supplement Plan G is one of senior products offered by Aetna. For your information, Medicare Supplement plans, also popular as Medigap plans which can assist cover some of the things that ordinary Medicare does not. Well, at this time, we are going to talk about Aetna Senior Products Plan G, its coverage, how it works, and some other information related to Aetna Senior Products Plan G.
About Medicare Supplement Plan G
Some of you may not know about Medicare Supplement Plan G. For your information, Medicare Supplement Plan G is one of Medicare supplement policies which fill the coverage gaps in original Medicare. For this reason, there are many seniors who purchase this Medicare Supplement Plan G to reduce their out-of-pocket medical costs while enrolled in Medicare. Although Medicare Supplement Plan G is one of the most comprehensive policies available, the Plan G does not cover the Medicare Part B deductible.
Aetna Medicare Supplement Plan G Coverage
Apparently, lots of retirees who are enrolled in Medicare really want to have as much of their out-of-pocket Medicare expenses covered as possible. Many of them select for a Medicare Plan F, which is more expensive, covers many of these out-of-pocket costs. Of course, the cost will be a little out of reach for others. The most common question is whether or not Aetna has a Plan F Medicare Supplement Plan which is less expensive and offers much of the same coverage. In fact, the answer is yes. Aetna Medicare Supplement Plan G covers lots of the same things as Medicare Supplement Plan F, however with a more affordable cost point.
So, what does Aetna Medicare Supplement Plan G cover? In the text below, we are going to share Aetna Medicare Supplement Plan G coverage.
Here is a list of Aetna Medicare Supplement Plan G coverage:
- Medicare Part A hospital co-insurance. And, all costs up to a year once your Medicare benefits expire.
- Medicare Part A hospice care co-payment.
- Medicare Part A deductible.
- Medicare Part B preventive care co-insurance or co-payment.
- Medicare Part B excess charges.
- Blood (up to 3 pints) for a transfusion or medical procedure.
- Co-insurance coverage for skilled nursing facilities.
- Foreign travel emergency
Aside from that, you are going to be happy to know that Medicare plans are the same, no matter what state you live in. Medicare supplement plans will vary in cost and features. But you are able to feel confident that with an Aetna Medicare Supplement Plan G, you will be able to have the coverage you are looking for with a less expensive price point.
Does Medicare Supplement Plan G Cover SilverSneakers?
The SilverSneakers program pushes older adults to participate in physical activities which promote a healthier lifestyle. Your insurer will pay for a basic membership at any gym in the SilverSneakers network. Usually, Plan G covers the SilverSneakers program, but it will depend on where you purchased Plan G and also where you live. You are able to check whether you are eligible for a SilverSneakers policy at its site.
How Does Medicare Supplement Plan G Work?
In this paragraph, we are going to explain how Medicare Supplement Plan G works. You have to know that Aetna Medicare Supplement Plan G is a supplemental Medigap health insurance plan. It is available to individuals who are disabled or over the age of 65, and currently enrolled in Part A and Part B of Medicare. This Aetna Medicare Supplement Plan G is one of the most comprehensive Medicare supplement plans which are available to buy.
Also, Aetna Medicare Supplement Plan G is a supplemental policy. It means that it is not your primary coverage, but it fills many of the gaps in a Medicare policy. Part A and Part B benefits will pay for health services you need. Aside from that, this Aetna Medicare Supplement Plan G also covers some of the expenses related to your Medicare policy. For example, in 2022, Medicare Part A has a deductible of $1,556. If you do not have this Medicare Supplement Plan G, then you have to pay that deductible out of pocket. However, with this Plan G coverage, your health insurer will pay the entire deductible.
The Cost of Medicare Supplement Plan G
Of course, you also want to know the cost of Medicare Supplement Plan G. Based on the research, Medicare Plan G costs between $120 and $364 per month (in 2022) for a 65-year-old. You are going to view a range of prices for Medicare supplement policies because each insurance company utilizes a different pricing method for plans. Furthermore, your exact price for Medicare Plan G will also be determined by your location, gender, age, and health. For this reason, it is crucial to compare rates among different Medicare providers so you will be able to get your best Medicare rate possible.
When and Where to Buy Medicare Plan G?
You are able to buy a Medicare Plan G through private health insurance companies such as Aetna. But you have to note that not all insurance providers offer Plan G. Thus, you have to research which insurance companies offer a plan which fits your needs and compare quotes so you are going to get your best rate possible. Starting 3 months before you turn 65, you are going to have seven months to enroll in Medicare, and Plan G, if you want. Also, you are able to sign up for or make changes to your Medicare insurance (like adding Plan G) during open enrollment season that runs from October 15 to December 7 each year.